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| 10 Things a Lender Needs From You |
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- W-2 forms or business tax return forms if you're self-employed for the last two or three years for every person signing the loan.
- Copies of at least one pay stub for every person signing the loan.
- Copies of two to four months of bank or credit union statements for both checking and savings accounts.
- Copies of personal tax forms for the last two to three years.
- Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.
- Copies of your most recent 401(k) or other retirement account statement.
- Documentation to verify additional income, such as child support or a pension.
- Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.
- How long will it take to close the loan?
- Addresses where you have lived for the last five to seven years, with names of landlords if appropriate.
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