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July 2007

> June Prices Rise, Existing-Home Sales Decline
Shrinking inventories and the price gains are bright spots in the market.

> 4 Tips for Cooling Down Your Energy Bills
You know August is approaching when temperatures are heating up and air conditioners seem to be constantly humming.

> 6 Ways to Quickly Boost Credit Scores
"Individuals can positively affect their credit scores in as little as three weeks," says Edward Jamison, a Los Angeles-based credit attorney.

> Mortgage Applications Inch Up as Rates Drop
Mortgage applications rose 0.9 percent last week, with refinance activity making up 37.7 percent of all applications.

> NAR: Home Prices to Recover in 2008
As housing inventory declines next year, prices of existing homes are likely to rise 1.8 percent to a median of $222,700.

> Fixed-Rate Loans Gained Popularity in Late 2006
The number of fixed-rate loans increased from 43.3 percent in the first half of 2006 to 46.2 in the second half.